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The First Credit Card

Overview

Young adults, responsible or not, are very likely to get at least one credit card during the transition period after high school. Credit unions that decline to offer or to market their own cards to young adults may miss the chance to build a relationship and a responsible credit user during that key transition phase.

This brief discusses the challenges and rewards involved in young adult credit card programs at credit unions.

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Read the report below. You can click the Toggle Fullscreen icon, in the top right of the document reader, to make the it larger.